Diversified synthetic-based stable value with its lower risks and lower fees has been effectively blocked from 403(b)s for decades by the insurance lobby, ie, TIAA, Prudential, Lincoln, AIG, Voya, and more.   As more general account annuities come under ERISA scrutiny https://commonsense401kproject.com/2025/10/10/parties-in-interest-prohibited-transactions-disgorgement-tiaa-case-study/  for their lack of diversification, synthetic stable value is positioned to hopefully crack the … Continue reading Diversified Stable Value blocked in 403(b)