I. Introduction — From “Gateway Drugs” to Hidden Crypto Exposure Trump-era executive orders have again opened the 401(k) casino. Just as fixed and variable annuities were sold into plans under the false pretense of a DOL “safe harbor,” crypto now follows the same playbook—masked behind Target-Date Funds (TDFs) wrapped in State-regulated Collective Investment Trusts (CITs). … Continue reading Crypto as a Prohibited Transaction in 401(k) Plans – Target Date and Brokerage Windows