The Hidden Conflicts, Kickbacks, and CIT Incentives That Make Consultants the Most Dangerous and Least-Litigated Actors in the 401(k) Ecosystem I. Introduction: The Invisible Hand Behind Most 401(k) Abuses Most 401(k) excessive-fee or prohibited-transaction cases focus on: But one powerful player has remained largely untouched by litigation: 👉 The 401(k) consultant. In theory, consultants exist … Continue reading Why 401(k) Consultants Should Be Included as Defendants in ERISA Litigation