While the trade press, lobbyists, and Congress argue endlessly about putting lifetime income annuities into retirement plans, they are ignoring the much bigger, much quieter, and much more dangerous reality:Fixed annuities are already everywhere in 401(k) and 403(b) plans.Not income annuities.  Not fancy new products.Plain vanilla, insurance company general account fixed annuities.And they have been … Continue reading Fixed Annuities Are the Dirty Secret Hiding in 401(k) and 403(b) Plans