Looking “Under the Hood” of CIT-Based Target Date Funds Core Fiduciary Principle Target Date Funds (“TDFs”) frequently comprise 50% or more of total 401(k) assets and often serve as the plan’s Qualified Default Investment Alternative (“QDIA”). CFA institute warns that the DOL pathway allowing alternatives needs stronger Guardrails especially around target date funds.  https://blogs.cfainstitute.org/marketintegrity/2026/05/26/the-dol-pathway-for-private-assets-in-401ks-are-the-guardrails-strong-enough/ Accordingly, … Continue reading Target Date Fund Fiduciary Due Diligence Guardrail Checklist